Knox County Employees
Credit Union
400 Main Ave., Room 355
Knoxville, TN 37902
Phone: 865.215.2364

Central Street Branch
1000 N. Central Street
Knoxville, TN 37917
Phone: 865.215.5690

Routing #: 264279541

Report a Lost or Stolen Debit Card: Call Toll Free 1.800.472.3272

Notice of Dormancy Fee  

Knox County Employees Credit Union strives to provide quality financial products and services at low cost or no cost. The credit union’s goal is to have members with active accounts who utilize the services we offer.

The credit union will assess a monthly fee of $5.00 on all dormant primary share accounts. A share account will be deemed dormant if there has been no activity (not including payment of dividends or fees charged) for a period of two years.

Each member with a dormant share account will be mailed a letter to notify them of the status of their account. The member may request to close the account. If so, the funds will be disbursed and mailed to the address on file. To reactivate the account, the member may:
  1. Call the credit union and ask the date of last activity be updated
  2. Make a deposit or withdrawal on the account
  3. Come into the credit union office and have the date of last activity updated to the current date
  4. Return a signed and dated copy of the letter to the credit union within 14 days

If the credit union receives no response from the member, a $5.00 monthly fee will be assessed for no more than a period of one year. After a period of one year, the funds will be remitted (escheated) to the State of Tennessee as unclaimed property.

A share account with a primary member who is 18 years or younger will be excluded from this policy.

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